Before reaching out to a lender, make sure you have all the necessary documents prepared. Gather digital copies of your most recent tax returns and W-2s, the last two pay stubs, and your last two bank statements—these are essential for the application process. If you’re self-employed, be prepared to provide at least your two most recent tax returns and six months of bank statements. You can usually do everything online without leaving the couch. But, having these documents ready to upload will help streamline the process and get you one step closer to your new home! #Mortgage, #MortgageApplication, #RealEstateAdvice, #FirstTimeBuyer
