You need to know what you can afford so that you only look at houses you can buy. It's a waste of your time and your agent's time to start shopping before you're pre-approved. If you need help finding a good mortgage lender, your agent can help. ALWAYS USE A LOCAL LENDER. #MortgageTips #HomeBuying #Budgeting #HouseHunting #RealEstateAdvice #LocalLender