When you're serious, it's time to stop perusing houses on the internet and determine how much house you can afford. Notice I did not say "how much you qualify for" because it’s not the same thing. You may qualify for a higher payment than you are comfortable making. You need to know for certain how much you can afford and to do that you much know your current budget. Determine what all your current obligations are including all your bills (including your rent which will be credited to what you can afford for a mortgage payment) plus everything you spend. And, remember. Most people WAY UNDER ESTIMATE miscellaneous spending for things like groceries, entertainment, clothing, savings, vacations, tithes etc. #FirstTimeHomebuyer #HomeBuyingTips #RealEstateAdvice
